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Waiting for Rain, Reaching for Mangoes Image

Promoting Inclusive Markets and Financial Systems

Waiting for Rain, Reaching for Mangoes

Waiting for Rain, Reaching for Mangoes

Summary

This paper focuses on savings groups in Swaziland's Shiselweni region. It highlights the benefits that women derive from being part of these groups, like paying for school fees, being able to afford household durables, or even elevating their role in the household. However, the paper also notes that these institutions are far from perfect and points to problems of indebtednesss, lack of transparency, low participation, and inability to meet member's needs during shocks. Most interesting is the various methods that the groups use to calculate interest (not what the may expect). This study shows what happens when groups get some assistance but are left largely to their own devices to get by.

Short version available.



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