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Use of the Formal and Informal Financial Sectors: Does Gender Matter? Empirical Evidence from Rural Bangladesh Image

Promoting Inclusive Markets and Financial Systems

Use of the Formal and Informal Financial Sectors: Does Gender Matter? Empirical Evidence from Rural Bangladesh

Use of the Formal and Informal Financial Sectors: Does Gender Matter? Empirical Evidence from Rural Bangladesh

Summary

This paper explores the relationship between gender and formal vs  informal financial services provider. Among other findings, the study indicated that women use resources differently than men, spending more on human capital; that microcredit is the only source of credit for women and also an important source of finance for men; and that evidence suggests that formal financial transactions were crowding out informal alternatives.

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