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Ultra Poor Graduation Pilots: Spanning the Gap between Charity and Microfinance Image

Promoting Inclusive Markets and Financial Systems

Ultra Poor Graduation Pilots: Spanning the Gap between Charity and Microfinance

Summary

The Ultra Poor Graduation Program is a global effort to uplift households living in extreme poverty. The original program in Bangladesh has reached over a million households and has been adapted and implemented in eight other countries.  This model was established when BRAC, a Bangladeshi development organization, noticed that households at the very bottom of the economic ladder were not benefiting from the services offered by its microfinance program. Microfinance providers gained substantial recognition in the 1990s and 2000s for providing financial services to the poor, but largely failed to reach households in extreme poverty.

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