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Promoting Inclusive Markets and Financial Systems

STRIVE Savings Group Brief Series Brief 2: Savings Groups for Child Wellbeing- The Risks

Summary

The STRIVE Savings Groups Brief Series provides basic guidance on savings groups (SG) programming to donors and practitioners who are interested in utilizing the approach to achieve positive effects on child protection and wellbeing. This Brief looks at the risks associated with Saving Groups. The basic SG models used with adults are fairly clearly understood now that the models are widespread across the globe. Mitigation strategies for risks have been developed and are being implemented by practitioners. Savings groups programs should assess and address these risks in their design, monitor, and adjust their approaches to cope with risks as needed throughout implementation. Risks for children among others include child labor, theft of savings, default on loans, opportunity costs, and intra-houshold confict.



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