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Savings-Linked Conditional Cash Transfers: Lessons, Challenges & Directions Image

Promoting Inclusive Markets and Financial Systems

Savings-Linked Conditional Cash Transfers: Lessons, Challenges & Directions

Summary

For two days in November 2010, the Global Assets Project at the New America Foundation, the Ford Foundation, the United Nations Development Programme, the Citi Foundation, and Proyecto Capital convened 100 leading practitioners, researchers, policymakers, and funders from the financial-inclusion and social-protection fields at a Global Colloquium on Savings-Linked CCTs. The purpose of this first-of-its-kind colloquium was to inform strategies to creatively and constructively deepen and strengthen dialogue, analysis, experimentation, and, ultimately, innovation at the intersection of savings products, behaviors, and social-protection payments. The colloquium was organized around three goals. First, we sought to harness the experience and knowledge of a diverse group of the top experts from the financial inclusion and social protection fields to bring cohesion and distill initial best practices in this emerging body of work. Second, we aimed to build bridges between the leaders in the two fields so that they could more effectively achieve their mutual goals together. Third, we hoped colloquium discussions and results would inform future directions in participants’ overlapping fields on how best to create and study linkages between cash transfer programs and bank accounts, particularly savings accounts, around the world. This report provides a glimpse into the wealth of information—trends and insights, lessons and challenges, new ideas and next steps—provided so candidly and generously by participants at the colloquium in New York.

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