Promoting Inclusive Markets and Financial Systems
Savings Led Approaches: Pact's WORTH, CARE, CRS, OXFAM (Promising Practices Series)
Pact’s WORTH program addresses the issue of HIV/AIDS and its effects on orphans andvulnerable children (OVC). Pact works mostly in rural Sub-Saharan Africa, as this iswhere AIDS has hit hardest, but also has programs in Nepal. CARE’s work with Ophavela in Mozambique operates in an agricultural region whereilliteracy is high, AIDS is increasingly becoming a problem, and few women are involvedin microenterprise. CARE’s MMD program works with rural women in the poorest countries in Africa, particularly in Niger, and has replicated it in Mozambique, Zimbabwe, Malawi, Zanzibar,Mali, Eritrea, Rwanda and Uganda. CRS works in India. Oxfam’s Banking on the Poor Program (BOP) is in poor, rural areas where malaria killsmore than AIDS.