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Microinsurance that Works for Women: Making Gender-Sensitive Microinsurance Programs
by Anjali Banthia, Susan Johnson, Michael McCord, Brandon Mattews in 2009
World Region: Global
This paper explores microinsurance design and delivery mechanisms that can help poor women manage risks related to health, income generation, old age and death. It argues that women are especially good candidates for microinsurance because their response to risks is different from that of men, and they are often particularly vulnerable. It recommends specific attributes should be considered in designing gender-sensitive microinsurance including coverage to ensure that children are not materially affected in the event of a mother's death.