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Harnessing the Power of Savings and lending Communities to Drive Agroenterprise Development in Ghana  Image

Promoting Inclusive Markets and Financial Systems

Harnessing the Power of Savings and lending Communities to Drive Agroenterprise Development in Ghana

Harnessing the Power of Savings and lending Communities to Drive Agroenterprise Development in Ghana

Summary

For smallholder farmers in Ghana, limited access to agricultural finance and quality agriculture extension support are the two most binding constraints to achieving increased production and productivity.
 
To overcome these challenges, CRS and its partners have implemented a strategy that mobilizes farmers into small groups with the dual purpose of:
  • Improving access to finance for agricultural investment through savings and internal lending communities (SILC); and
  • Enhancing the outreach of the extension officers, in terms of the number of farmers reached, without increasing their workload.
The innovative initiative has provided smallholder farmers with knowledge, skills, and finance needed to overcome longstanding constraints to local agricultural development. This paper shares highlights of this innovative approach.


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