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Promoting Inclusive Markets and Financial Systems

Board of Directors

Sharon D'Onofrio (Executive Director)

Sharon D'Onofrio is the Executive Director of the SEEP Network. Sharon leads the development and execution of SEEP's global learning strategy and oversees services to members and relationships with organizational partners. Sharon's 20 years of experience in economic development includes serving as a general manager for a microfinance institution in El Salvador and Regional Technical Advisor for Latin America with Catholic Relief Services. She possess extensive experience in developing and delivering knowledge management, training, and capacity building programs for development organizations and universities and has authored numerous technical guides on the subject of network development. Prior to assuming the position of Executive Director in 2011, Sharon served as Senior Advisor to SEEP’s Association Development Community of Practice providing strategic direction in SEEP’s service to its association members and overseeing the creation of a suite of association development tools.


Sasha Muench (Chair)

Sasha Muench headshotSasha Muench is Director of Economic and Market Development for Mercy Corps, where she provides institutional leadership and program support on all aspects of economic development for Mercy Corps globally. She is currently responsible for strategic development of Mercy Corps’ global approach to economic and market development, including institutionalizing systems thinking and spreading adoption of best practices across all programs. Sasha has over 18 years of international development experience, primarily in the areas of economic and market development, financial services provision, enterprise development, private sector engagement, and community revitalization in transitional environments. She has managed programs at both the country and global level and provided training and technical assistance to teams all over the globe. Previously Sasha worked on microfinance and post-conflict economic recovery in the Balkans, particularly with Partner MFI, and on economic development and post-tsunami recovery in Indonesia. Sasha has a B.A. in economics and international relations from Claremont McKenna College and an M.A. in economics from the University of British Columbia. In 2007 she was an Adjunct Professor and Practitioner in Residence at the Monterey Institute of International Studies, teaching microfinance and conducting independent research on post-emergency economic recovery.


Joanna Ledgerwood (Vice Chair)

Joanna Ledgerwood

Joanna Ledgerwood was the founding Director of FSD Zambia. Before moving to Zambia in 2013, she spent six years based in Geneva where she led the Access to Finance activities for the Aga Khan Foundation, responsible for twelve country programmes in Africa and Asia. From 2001 to 2005, she served as Deputy Chief of Party in Uganda on a USAID-funded project focused on increasing access to financial services, increasing the competitiveness of key subsectors to expand agricultural and non-agricultural enterprises, and strengthening the legal and regulatory framework for SMEs and microenterprises; and from 1999 to 2001 on a micro/small enterprise finance and rural bank strengthening project in the Philippines. Ms. Ledgerwood is a frequent presenter at conferences and has published numerous papers and books. She is the author of the Microfinance Handbook published by the World Bank in 1998, one of the most widely used books in development finance; and Transforming MFIs (2003) with Victoria White, a practical guide for NGOs transforming to become regulated deposit-taking financial intermediaries. Her latest book, The Transforming MFIs (with Victoria White) in 2006 and The New Microfinance Handbook (2013) provides a detailed guide to making financial markets work for the poor. In 2016, it had been downloaded over 175,000 times making Ms. Ledgerwood the most popular author of the World Bank. In 2015, she was voted one of the ‘Top 20 Impact Makers’—McGill University MBA alumni who have inspired positive change in their community, organization, industry or government—selected from fifty years of MBA graduates between 1964-2014.


Mike Warmington (Treasurer)

Mike Warmington has worked in finance and microfinance for nearly 10 years. He is currently Microfinance Partnerships Director for One Acre Fund, a social enterprise working with more than 250,000 farmers in East Africa. This external-facing role aims to build and manage relationships with financial service providers that enable them to increase the quality and availability of their services to smallholder farmers. Prior to One Acre Fund, Mike held various internal-facing, operational roles, most recently at MicroLoan Foundation, a tier 2 MFI operating in Malawi and Zambia. As Head of Operations, Mike helped to deliver substantial improvements in operational sustainability and efficiency as well as overseeing compliance with the introduction of new regulatory requirements from the Reserve Bank of Malawi. During this time, Mike was also a member of the senior management team and regularly attended board meetings at both group and subsidiary level, supporting the organisation’s governance across 3 countries. Before working in the financial inclusion sector, Mike spent 2 years as an analyst at Dexia Bank, a FrenchBelgium bank specializing in project finance. As part of the structured finance team he prepared due diligence and financial modelling and analysis for long term structured debt on UK infrastructure projects. 


KC Koch (Secretary)

KC Kocc

KC joined iDE in 2014 with a passion to form a bridge between marketing and public health. She brings 20 years of experience in advertising, marketing, and design. KC was born and grew up in New York, studied art at La Scuola Lorenzo de Medici in Florence, Italy, and later graduated from Potsdam State University with a Bachelor’s degree in Studio Arts. After a decade in design, KC shifted her career to focus her talents on communication strategy. KC has extensive experience working with governments. She developed several social marketing campaigns for the state of Wyoming, encouraging citizens to prevent abuse of drugs and alcohol. KC is a contributing author of a peer-reviewed case study on this work published in George Washington University’s CASES for Public Health in 2010. Other communications work developed for government clients includes a decade-long campaign to promote water conservation for Denver Water and a brand standards guide for the state of Colorado’s new visual marketing identity in 2013. As Director of Communications for iDE, KC is using her passion and experience to increase iDE’s brand awareness through a focus on iDE’s innovative approaches and success in making a difference in the livelihoods of poor, rural households.


Adam Keatts

Adam KeattsAdam Keatts is an agricultural economist with over 12 years’ experience designing, managing and monitoring market development initiatives in 18 countries across Asia and Africa. He is currently the Agriculture Knowledge Manager for Fintrac, where he leads evidence-based learning across a global portfolio of smallholder market development programs. Adam began his career with a global investment bank developing portfolio risk management strategies, but soon realized his interests lay elsewhere. As a volunteer teacher in rural India, talking to smallholder farmers in the village sparked a passion for inclusive agricultural development. On the USDA Rural Business Services Development project in Vietnam, he facilitated entrepreneurial investments in the coconut, rice, and hospitality sectors. With ACDI/VOCA, he designed the Organizational Assessment Tool for USAID Food for Peace; and served as Regional Director for Southeast Asia based in Lao PDR. As the Economic Team Leader for Conservation International based in Cambodia, Adam designed and managed several field projects at the complex nexus of market system development and ecosystem management – including the USAID New Partners in Value Chain Development project, and the USAID HARVEST Women’s Fish Processing project. He has also led high-level public-private stakeholder engagement efforts including through the Roundtable for Sustainable Palm Oil, where he developed policies to increase smallholder inclusion. Adam has an MBA from American University, and an MSc in Agricultural Economics from University of London SOAS.


Patrick Kelley

Patrick Kelley

Patrick leads Habitat for Humanity International’s global practice to develop market-based solutions for improved and affordable shelter. The market development practice at Habitat seeks to strengthen affordable housing value chains, to stimulate innovation and enterprise solutions for shelter and to mobilize investment capital to move housing solutions to scale. Prior to HFH, Patrick worked in Africa directly supporting financial sector development under USAID IGP and Economic Strengthening funding, which included supporting the sector’s growth and advocacy agenda by managing a three country national microfinance network support programs. He also served as Executive Director of Urwego Opportunity Bank LLC, the largest financial institution for the informal sector in Rwanda, and initiated the startup of Turame in Burundi, and Hekima in the Democratic Republic of the Congo.


Abdul Malik

Abdul MalikAbdul Malik is currently working as Regional Advisor with Aga Khan Foundation, focusing on economic and enterprise development initiatives in South and Central Asia. He has 15 years of professional experience in international development. Previously, Malik has worked as General Manager of Aga Khan Rural Support Programme (AKRSP) Pakistan where he led large initiatives around youth employability and leadership, value chain development in agriculture and non-agriculture sectors, renewable energy and the civil society. In the US, he has worked with the World Bank and Brookings Institution on issues surrounding aid effectiveness, migration, poverty, and local economic development. Malik has also served on the boards of various organizations in Pakistan including Rural Support Programs Network (RSPN), Karakoram Area Development Organization (KADO) and TUSDEC. He holds a Master’s in Public Administration from Harvard Kennedy School and an MBA from Lahore University of Management Sciences (LUMS) Pakistan.


Robin McLay

Robin McLay is the Senior Advisor to the President of Vancouver Island University to advance its work on social innovation and financial inclusion. In recent years Robin has been leading the Province of British Columbia's work on social Innovation and prior to that he served as the Head of Research and Strategy at The MasterCard Foundation, Canada’s largest private foundation. Before joining the Foundation, Robin was the Executive Director of McGill University’s Institute for the Study of International Development. Robin also worked for several years at Canada's International Development Agency (CIDA) as its Director of Research and formerly as its Director of Democratic Institutions and Conflict. Before his work at CIDA, he served as the Executive Director of Harvard University’s Native American Program and is a Founding Member of the Harvard School of Public Health’s Leadership Council.  Robin has earned strong international reputation for his contributions in the area of evidence-based policy-making by developing creative and innovative ways of linking research to policy. He has established networks of key international research organizations through his leadership in senior roles with government, the private sector, in academic institutions and with philanthropic organizations.  Robin pursued his graduate studies at Harvard’s John F. Kennedy School of Government as a Fulbright Scholar. He also holds a Master of Science from the London School of Economics and a B.A. from McGill University.


Christian Pennotti

Christian leads CARE's approach to financial inclusion, focusing on taking proven models like CARE's Village Savings and Loans Associations to scale while driving new innovations in digital financial services that expand access to formal financial services for underserved communities across sub-Saharan Africa. As a member of CARE's Senior Leadership Team for Women's Economic Empowerment, Christian also plays a key role in guiding the organization's approach to gender transformative economic and financial inclusion. Over the course of his career, Christian has worked with and led teams across Africa, Asia and Latin America to improve economic, empowerment and food security outcomes for rural poor households. In addition to his role at CARE, Christian currently serves on the SEEP Network Board of Directors and is a member of the Partnership for Responsible Financial Inclusion.


Sophie Romana

Sophie Romana joined Oxfam America’s Community Finance Department in 2011, where she runs two flagship programs: “Saving for Change”, a savings led microfinance initiative in 7 countries, with over 730,000 clients, mostly women; and “R4, the Rural Resilience Initiative”, an innovative partnership with WFP and SwissRe providing access to savings and credit, Disaster Risk Reduction practices and weather index micro-insurance, in Ethiopia, Senegal, Malawi and Zambia. Both programs bring innovation in tackling complex issues such as resilience in the face of climate change and how to create new financial instruments such as tailored insurance products, that serve the more vulnerable populations grow out of poverty. In the past six years, she has developed additional trainings for members of Saving for Change, to address their demand on business management, citizenship, leadership, agriculture and access to reproductive health services. A graduate in international and public law from La Sorbonne, Sophie holds an MBA from Columbia Business School.She is passionate about social justice, digital financial services and creative ways to empower women economically and politically. She regularly leads panels at international conferences on development, mobile banking, women’s empowerment and microfinance. At Oxfam, Sophie is a founding member of the Women’s Economic Empowerment in Agriculture Knowledge Hub (WEEag Knowledge Hub) where she co-authored Oxfam’s Women’s Economic Empowerment Framework and has co-led Oxfam’s contribution to the UN High Level Panel on Women’s Economic Empowerment.


Malini Tolat

Malini Tolat is Livelihoods Advisor Asia with Save the Children US where she provides strategic input at global level and technical oversight in Asia for development food security and economic growth related programming. She provides technical leadership for inclusive market systems development and supports Save the Children’s youth employment and resilience programs. She is also co-lead of Save the Children’s global technical working group for Food Security and Livelihoods. With an MBA in Finance and a Masters in International Public Policy, Malini started her career in the private sector and has over 20 years of professional experience in International Development.In 2004, she joined Grameen Foundation in Washington DC, where she spent seven years in multiple positions including as Regional Director for Africa and Program Manager for livelihoods. Major accomplishments included executing the first guarantee-backed loan from a commercial bank for a microfinance institution in Ethiopia and supporting the growth of a regional MFI in Nigeria to one of the largest in the country. She also helped start a new initiative called “Solutions for the Poorest” to pilot innovative models for the most vulnerable populations. She has been with Save the Children since 2011 and has continued to focus her efforts on providing technical leadership in promoting market based, sustainable models for impacting the most vulnerable populations. Through her tenure she has supported design and implementation of multiple large scale food security projects and also incubated Save the Children’s signature youth employment project, Skills to Succeed.


Guy Winship

Guy Winship is internationally recognised for his experience and skills in the areas of microfinance and rural financial services in a developing country context. He has wide operational knowledge around the provision and regulation of responsible financial services, and in building financial capability at the organisational and individual levels. Guy has worked in several roles throughout Asia and Africa, for a wide range of central banks, governments, for-profit and non-profit financial service providers working in financial services development. These roles included technical support and training, operations, risk management, regulatory issues, and monitoring and evaluation systems. He retired as founding Managing Director of Good Return in 2016. He now focuses on family, travel, support to the development sector through limited consulting and volunteering. He continues to teach at the Global Leadership Program at Macquarie University. Guy holds degrees in business, finance, town and regional planning. He is a Chartered Town Planner (UK) and is a member of the Australian Institute of Company Directors (AICD). Guy now serves on the Board of Directors of Good Return (formerly World Education Australia), a responsible microfinance and financial capability organisation. Good Return manages the only peer-to-peer international microfinance lending program in Australia. It is an affiliate of World Education Inc., a leading international non-profit educational agency. He also serves on the Board of Directors for Habitat for Humanity Australia, a non-profit that strives to ensure that everyone has a safe and decent place to live. It is an affiliate member of the global Habitat for Humanity group. Guy is also a non-executive member of the Executive Council of the Salvation Army International Development.

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