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Board of Directors
Sharon D'Onofrio (Executive Director)
Sharon is the Executive Director of the SEEP Network. Prior to this, Sharon was Lead Facilitator in SEEP’s Association Development Community of Practice providing strategic direction in SEEP’s service to its association members and overseeing the creation of a suite of association development tools. Sharon’s experience in microfinance spans twenty-three countries in Latin America, Asia, Eastern Europe and Africa. As Senior Technical Advisor for Catholic Relief Services (CRS) she led the creation of a new microfinance institution in El Salvador, serving as the institution’s first Executive Director. While with CRS, Sharon also held the positions of Regional Technical Advisor for Latin America as well as Program Trainer in the organization’s Small Enterprise Development Technical Unit.
Camilla Nestor (Chair)
Camilla Nestor joined Grameen Foundation in August 2005 and previously served as Growth Guarantees Manager and Director of the Capital Markets. She has 15 years of experience in microfinance and commercial banking. Before joining Grameen Foundation, she worked in Citigroup’s Structured Corporate Finance Department where she executed credit-enhanced debt financings for emerging markets firms in Africa, the Middle East and Eastern Europe. Prior to joining Citi, she spent five years in Southeast Asia, the Balkans, and Africa working with microfinance institutions and rural banks on start-up, new product development, and capital raising. Camilla holds an MBA and a Masters degree in International Affairs from Columbia University and a bachelor’s degree in Political Science and International Relations from Colorado College. She is an adjunct professor at Columbia University’s School of International & Public Affairs and serves on the boards of Grameen Capital India and Microlumbia. Camilla has been engaged with SEEP as a practitioner for over a decade, initially during her tenure working in Asia and Eastern Europe, and more recently in leading Grameen Foundation’s global financial services efforts, which includes mobile money/financial services, savings, and agricultural finance.
Alison Griffith (Vice-Chair)
Alison Griffith is the Senior Policy and Practice Advisor for Markets and Private Sector at Practical Action (formerly ITDG). She is the lead for the organisation’s work on pro-poor market development and private sector engagement. Her previous roles included 8 years heading an international team developing innovative approaches, such as Participatory Market System Development. In addition to her position on the Board of SEEP, she is also an advisor to Traidcraft, the UK’s leading fair-trade organisation.
Alison has been with Practical Action since 2001 and previously worked in development consultancy, fair trade, livestock services in Africa and UK agriculture. She has a BSc in Agriculture and Food Marketing and a Masters by Research.
Jhale Hajiyeva (Secretary)
Jhale Hajiyeva is currently an Executive Director of Azerbaijan Micro-finance Association (AMFA), a public association dedicated to strengthening the capacity of microfinance institutions and to promote effective collective action in advancing the interests of the microfinance community and its clients. Jhale has worked in the field of microfinance since 1999 in the areas of project design, network development, and project implementation. She is a publisher of the quarterly Azerbaijan microfinance sector portfolio statistics, organizer of country level Conferences on microfinance, policy dialogues, actively promoting financial transparency in the market and best practices in microfinance.
Ranya Abdel-Baki (Treasurer)
Ranya is a development economist with over 12 years of experience in finance and economic and social development. Ranya currently works as a consultant with the World Bank Group at the Cairo Office. Prior to joining the World Bank, Ranya worked as a Program Manager at MicroFinance Transparency, an international US-based NGO that promotes the welfare of poor micro-entrepreneurs through facilitating microfinance pricing disclosure. Preceding that, she had worked at Sanabel – The Microfinance Network of Arab Countries – for 6 years. During her tenure at Sanabel, Ranya assumed several roles beginning from Transparency and Research Manager to Deputy Executive Director and finally Executive Director of the network for 3 years. Ranya has also worked as a Credit Analyst and Supervisor for 5 years at National Société Générale Bank and as an Urban Economist & Development Specialist at EcoConServ-Environmental Solutions. She has undertaken a number of consultancy assignments assessing the social impact and financial sustainability of development projects in Egypt. Her experience in microfinance includes the co-writing of the Arab Microfinance Analysis and Benchmarking Report for 4 consecutive years, training on financial analysis for microfinance, and lecturing on microfinance in the American University in Cairo. Ranya holds a MSc. in Urban Economic Development from University College London (UCL).
Davy Serge Azakpame
Davy Serge Azakpame joined AFMIN in 2005. As CEO of AFMIN, he designed regional and country-specific programs which address the needs of networks members and the microfinance sector in Africa. He coordinates a social performance management regional project and consumer protection initiatives in Africa. He has served as a consultant at UNDP, UNCDF, MIX, Women's World Banking, Frankfort School of Finance and Management, European Union and Planet Finance. He is also a member of Global Microcredit Summit Committee, a regional coordinator of SEEP’s Social Performance Working Group for Africa and the Chairman of GRID (Group for Research and Integrated Development) a Benin-Based Organization. He held from Morocco a Master Degree in Agricultural Economics with a major in Rural Economics.
Ruth Campbell is a poverty reduction and economic growth specialist with 19 years of experience in market systems and value chain development, gender issues and emergency programming. She has worked for ACDI/VOCA since 1997, and as Managing Director, Technical Learning and Standards, she leads the identification of best practices and fosters learning across ACDI/VOCA’s projects worldwide. She now manages the USAID-funded Leveraging Economic Opportunities (LEO) contract for ACDI/VOCA. She was chief of party for the global action-research Accelerated Microenterprise Advancement Project (AMAP) from 2006 to 2012, which worked with USAID to develop and articulate its value chain development approach to economic growth with poverty reduction. Ruth formerly served as ACDI/VOCA’s Country Representative in Mozambique, providing targeted technical assistance to agribusinesses, producer associations, and local NGO facilitators. Ruth has been active with SEEP since joining the BDS working group in 2001. She continues to be a member of the MaFI working group, and has presented at numerous annual conferences over the years. She has a Master’s degree in rural development from Imperial College, London and a Bachelor’s degree from the University of Cambridge.
Jesse Fripp is an inclusive finance, economic growth and mobile money specialist with 18 years of experience. He has served as a USAID Chief of Party, and as founding General Manager for a Non-bank Financial Institution in Eastern Europe still operating today, and has led or supervised transformation, commercialization and/or greenfield inclusive financial institution initiatives in half a dozen countries across Eastern Europe, MENA, and South Asia. In 2009, he founded what is now Enclude’s (formerly SBI & Triodos Facet) Channels & Linkages Practice, which has served as a key partner in the design and implementation of major country-level initiatives including the bKash mobile money platform in Bangladesh and the UBL/Omni bank-led branchless banking platform in Pakistan, and which continues to serve clients seeking to deploy effective mobile and branchless banking initiatives in Asia, Africa, Europe, and LAC. He now leads the integrated global consulting services practice of Enclude, where he manages over 100 expert practitioners working with partners in more than 30 countries to deliver enabling expertise and capital linkages in inclusive finance, channels & linkages, and sustainable business practices. Jesse has previously served as Working Group Chair for the Financial Services Track of the SEEP “Minimum Standards for Economic Recovery After Crisis,” is a regular moderator and panelist at SEEP Annual Meetings, and was AGM representative for SBI in 2012. Jesse serves as Vice Chair of the Board for Oikocredit USA, and holds a Master’s in Public Management from the University of Maryland at College Park.
After a short career in banking, Joanna became involved in microcredit in 1994, finding her passion sitting in rural villages talking to women about how they juggle many competing demands with very few resources. At a time when most practitioners were anthropologists and aid workers, Joanna’s banking skills provided a much needed connection with the fundamentals of finance. Working with Calmeadow in Toronto Canada, Joanna joined the SEEP Financial Service's Working Group and very quickly became involved in writing the SEEP Financial Ratios paper. Once the paper was published, Joanna joined the SEEP Training Working Group helping to develop financial ratios training. During this time, Joanna worked with various organizations in Asia and Africa, eventually joining the Sustainable Banking for the Poor project at the World Bank where in 1998, she wrote the Microfinance Handbook. She then moved to the Philippines to work with rural banks to deepen their outreach to the poor, followed by six years in Uganda working with nongovernmental organizations transforming to deposit-taking institutions. In 2006 Joanna joined the Aga Khan Foundation and led its access to finance activities from the headquarters in Geneva until May 2013 when she moved to Zambia to set up the Financial Sector Deepening project with DAI. She has continued to write, including Transforming MFIs with Victoria White in 2006 and the New Microfinance Handbook in 2013, both published by the World Bank. She continues to be active with SEEP and is currently a member of the Savings Led Working Group.
Christian Pennotti is a Senior Technical Advisor for Learning and Impact with CARE’s Economic Development Unit. With 10 years of experience in international development and expertise in economic development, market facilitation, food security, knowledge management and organizational learning Christian plays a leading role in advancing CARE’s global market engagement portfolio. Since joining the organization in 2009 he has provided direct technical and M&E support to flagship programs in over 15 countries across Africa and Asia while also putting in place the foundations for an organization-wide system to enhance CARE’s capacity in market facilitation. He has played a leading role in industry-level learning initiatives including the Growing Organizational Value Chain Excellence Network and the Children, Youth and Economic Services Network. Prior to joining CARE, Christian served as a Program Manager in the AED Center for Enterprise & Capacity Development where he oversaw a portfolio of financial services and enterprise development innovation grants and led knowledge management efforts across a broad-based association of industry-leading NGOs. Christian has worked with a range of NGO and private sector development organizations including the Inter-American Development Bank and The QED Group and has country-level experience in Latin America, Africa and Asia. He holds a MA in International Development Studies from the George Washington University Elliott School of International Affairs and began his career as a US Peace Corps Volunteer in Uzbekistan.
Mathew Titus is the Executive Director of Sa-Dhan, the Association of Community Development Finance Institutions, based in New Delhi. Sa-Dhan works with Community Development Finance Institutions in identifying areas of work that will contribute to the development of the sector. This includes the organizing training programs, identifying and building industry standards, and bringing together policy initiatives.Mr. Titus is in the Prime Minister’s Council on Micro, Small and Medium Enterprises (MSMEs). Mr. Titus is a Member of the Board, Microfinance Development and Equity Fund, National Bank for Agriculture and Rural Development in Mumbai, and also a member of the advisory committee of INSURANCE REGULATORY AND DEVELOPMENT AUTHORITY (IRDA). Some of his recent publications include: Expanding “Secular Growth”: The role for innovations in microfinance and Financial Inclusion: - Does MF demonstrate any lesson for public policy? He is a post-graduate from the Department of Economics and International Development at the University of Bath, England, and has a Masters from Jawaharlal Nehru University, New Delhi.
Javier Vaca is currently Executive Director of the Red Financiera Rural Ecuador, national network that brings together 43 MFI, which has won the award three times by SEEP Network as Network of the Year. He teaches at the Universidad Andina Simón Bolívar and Pontifical Catholic University of Ecuador, has contributed to several studies, systematization and research, and has been a speaker at international forums and seminars. His experience includes over 13 years in research and product development in the economic and microfinance field. He obtained a degree as Economist specialized in Finance and Microcredit from Pontifical Catholic University of Ecuador and also a Master in Business Administration from Cambridge International University.