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Promoting Inclusive Markets and Financial Systems

Board of Directors

Sharon D'Onofrio (Executive Director)

Sharon D'Onofrio is the Executive Director of the SEEP Network. Sharon leads the development and execution of SEEP's global learning strategy and oversees services to members and relationships with organizational partners. Sharon's 20 years of experience in economic development includes serving as a general manager for a microfinance institution in El Salvador and Regional Technical Advisor for Latin America with Catholic Relief Services. She possess extensive experience in developing and delivering knowledge management, training, and capacity building programs for development organizations and universities and has authored numerous technical guides on the subject of network development. Prior to assuming the position of Executive Director in 2011, Sharon served as Senior Advisor to SEEP’s Association Development Community of Practice providing strategic direction in SEEP’s service to its association members and overseeing the creation of a suite of association development tools.


Christian Pennotti (Chair)

Christian Pennotti is a Senior Technical Advisor at CARE. In his current role, Christian leads a multi-country initiative to understand the opportunities and risks associated with linking savings groups with formal financial institutions. Previously, he served in senior positions with CARE’s Food Security and Economic Development teams where he provided program design, implementation and learning support to flagship CARE initiatives across Africa, Asia, and Latin America. He is a recognized market facilitation and knowledge management specialist with a decade of experience informing or participating in industry-level initiatives including the SEEP’s Market Facilitation Initiative and the USAID AMAP, microLINKS, Field Support and New Partners for Value Chain Development programs. He also led organizational learning at CARE globally on issues related to market facilitation and food security for five years. Christian started his career as a volunteer with the US Peace Corps in Uzbekistan and holds a Master’s degree in International Development. He currently lives in Dar es Salaam, Tanzania.


Joanna Ledgerwood (Vice Chair)

Joanna Ledgerwood

After a short career in banking, Joanna Ledgerwood became involved in microcredit in 1994, finding her passion sitting in rural villages talking to women about how they juggle many competing demands with very few resources. At a time when most practitioners were anthropologists and aid workers, Joanna’s banking skills provided a much needed connection with the fundamentals of finance. Working with Calmeadow in Toronto Canada, Joanna joined the SEEP Financial Service's Working Group and very quickly became involved in writing the SEEP Financial Ratios paper. Once the paper was published, Joanna joined the SEEP Training Working Group helping to develop financial ratios training. During this time, Joanna worked with various organizations in Asia and Africa, eventually joining the Sustainable Banking for the Poor project at the World Bank where in 1998, she wrote the Microfinance Handbook. She then moved to the Philippines to work with rural banks to deepen their outreach to the poor, followed by six years in Uganda working with nongovernmental organizations transforming to deposit-taking institutions. In 2006 Joanna joined the Aga Khan Foundation and led its access to finance activities from the headquarters in Geneva until May 2013 when she moved to Zambia to set up the Financial Sector Deepening project with DAI. She has continued to write, including Transforming MFIs with Victoria White in 2006 and the New Microfinance Handbook in 2013, both published by the World Bank. She continues to be active with SEEP and is currently a member of the Savings-Led Working Group.


Camilla Nestor (Secretary)

Camilla Nestor is chief business development officer at Neighborhood Trust Financial Partners. Previously, Camilla served as head of Grameen Foundation’s global programmatic work in financial inclusion, smallholder agriculture, and health. She also managed Grameen Foundation’s impact investing strategy and portfolio. She has 20 years of experience working in the banking sector and international development in the US and abroad, with deep expertise in designing and launching financial products, building new business models to reach the poor, and impact investing. Prior to Grameen Foundation, she worked at Citigroup in the structured corporate finance department executing debt financings for emerging market firms, including telecommunications companies, financial institutions, and leasing companies. She spent five years on the ground in Southeast Asia, the Balkans, and Africa working with microfinance institutions and rural banks on start-up, new product development, and raising capital. Camilla holds an MBA and a master’s degree in International Affairs from Columbia University and a bachelor’s degree in Political Science from Colorado College. She is an adjunct professor at Columbia University’s School of International & Public Affairs and serves on the board of The SEEP Network.


Ranya Abdel-Baki (Treasurer)

Ranya Abdel-Baki

Ranya Abdel-Baki is a development economist with over 12 years of experience in finance and economic and social development. Ranya currently works as a consultant with the World Bank Group at the Cairo Office. Prior to joining the World Bank, Ranya worked as a Program Manager at MicroFinance Transparency, an international US-based NGO that promotes the welfare of poor micro-entrepreneurs through facilitating microfinance pricing disclosure. Preceding that, she had worked at Sanabel – The Microfinance Network of Arab Countries – for 6 years. During her tenure at Sanabel, Ranya assumed several roles beginning from Transparency and Research Manager to Deputy Executive Director and finally Executive Director of the network for 3 years. Ranya has also worked as a Credit Analyst and Supervisor for 5 years at National Société Générale Bank and as an Urban Economist & Development Specialist at EcoConServ-Environmental Solutions.   She has undertaken a number of consultancy assignments assessing the social impact and financial sustainability of development projects in Egypt.  Her experience in microfinance includes the co-writing of the Arab Microfinance Analysis and Benchmarking Report for 4 consecutive years, training on financial analysis for microfinance, and lecturing on microfinance in the American University in Cairo.  Ranya holds a MSc. in Urban Economic Development from University College London (UCL).


Adam Keatts

Adam KeattsAdam Keatts is an agricultural economist with over 12 years’ experience designing, managing and monitoring market development initiatives in 18 countries across Asia and Africa. He is currently the Agriculture Knowledge Manager for Fintrac, where he leads evidence-based learning across a global portfolio of smallholder market development programs. Adam began his career with a global investment bank developing portfolio risk management strategies, but soon realized his interests lay elsewhere. As a volunteer teacher in rural India, talking to smallholder farmers in the village sparked a passion for inclusive agricultural development. On the USDA Rural Business Services Development project in Vietnam, he facilitated entrepreneurial investments in the coconut, rice, and hospitality sectors. With ACDI/VOCA, he designed the Organizational Assessment Tool for USAID Food for Peace; and served as Regional Director for Southeast Asia based in Lao PDR. As the Economic Team Leader for Conservation International based in Cambodia, Adam designed and managed several field projects at the complex nexus of market system development and ecosystem management – including the USAID New Partners in Value Chain Development project, and the USAID HARVEST Women’s Fish Processing project. He has also led high-level public-private stakeholder engagement efforts including through the Roundtable for Sustainable Palm Oil, where he developed policies to increase smallholder inclusion. Adam has an MBA from American University, and an MSc in Agricultural Economics from University of London SOAS.


Patrick Kelley

Patrick Kelley

Patrick leads Habitat for Humanity International’s global practice to develop market-based solutions for improved and affordable shelter. The market development practice at Habitat seeks to strengthen affordable housing value chains, to stimulate innovation and enterprise solutions for shelter and to mobilize investment capital to move housing solutions to scale. Prior to HFH, Patrick worked in Africa directly supporting financial sector development under USAID IGP and Economic Strengthening funding, which included supporting the sector’s growth and advocacy agenda by managing a three country national microfinance network support programs. He also served as Executive Director of Urwego Opportunity Bank LLC, the largest financial institution for the informal sector in Rwanda, and initiated the startup of Turame in Burundi, and Hekima in the Democratic Republic of the Congo.


KC Koch

KC Kocc

KC joined iDE in 2014 with a passion to form a bridge between marketing and public health. She brings 20 years of experience in advertising, marketing, and design. KC was born and grew up in New York, studied art at La Scuola Lorenzo de Medici in Florence, Italy, and later graduated from Potsdam State University with a Bachelor’s degree in Studio Arts. After a decade in design, KC shifted her career to focus her talents on communication strategy. KC has extensive experience working with governments. She developed several social marketing campaigns for the state of Wyoming, encouraging citizens to prevent abuse of drugs and alcohol. KC is a contributing author of a peer-reviewed case study on this work published in George Washington University’s CASES for Public Health in 2010. Other communications work developed for government clients includes a decade-long campaign to promote water conservation for Denver Water and a brand standards guide for the state of Colorado’s new visual marketing identity in 2013. As Director of Communications for iDE, KC is using her passion and experience to increase iDE’s brand awareness through a focus on iDE’s innovative approaches and success in making a difference in the livelihoods of poor, rural households.


Abdul Malik

Abdul MalikAbdul Malik is currently working as Regional Advisor with Aga Khan Foundation, focusing on economic and enterprise development initiatives in South and Central Asia. He has 15 years of professional experience in international development. Previously, Malik has worked as General Manager of Aga Khan Rural Support Programme (AKRSP) Pakistan where he led large initiatives around youth employability and leadership, value chain development in agriculture and non-agriculture sectors, renewable energy and the civil society. In the US, he has worked with the World Bank and Brookings Institution on issues surrounding aid effectiveness, migration, poverty, and local economic development. Malik has also served on the boards of various organizations in Pakistan including Rural Support Programs Network (RSPN), Karakoram Area Development Organization (KADO) and TUSDEC. He holds a Master’s in Public Administration from Harvard Kennedy School and an MBA from Lahore University of Management Sciences (LUMS) Pakistan.


Sasha Muench

Sasha Muench headshotSasha Muench is Director of Economic and Market Development for Mercy Corps, where she provides institutional leadership and program support on all aspects of economic development for Mercy Corps globally. She is currently responsible for strategic development of Mercy Corps’ global approach to economic and market development, including institutionalizing systems thinking and spreading adoption of best practices across all programs. Sasha has over 18 years of international development experience, primarily in the areas of economic and market development, financial services provision, enterprise development, private sector engagement, and community revitalization in transitional environments. She has managed programs at both the country and global level and provided training and technical assistance to teams all over the globe. Previously Sasha worked on microfinance and post-conflict economic recovery in the Balkans, particularly with Partner MFI, and on economic development and post-tsunami recovery in Indonesia. Sasha has a B.A. in economics and international relations from Claremont McKenna College and an M.A. in economics from the University of British Columbia. In 2007 she was an Adjunct Professor and Practitioner in Residence at the Monterey Institute of International Studies, teaching microfinance and conducting independent research on post-emergency economic recovery.


Javier Vaca

Since 2000, Javier Vaca is Executive Director of the Red Financiera Rural (RFR) in Ecuador. RFR, the Rural Microfinance Network of Ecuador, brings together 47 microfinance institutions and represents 65% of the microfinance market in Ecuador. It has been recognized by SEEP as Network of the Year three times. Javier is an economist and a professor at the Andean University Simon Bolivar (UASB). He graduated from the Catholic University of Ecuador and holds an MBA from Cambridge International University. He also has advanced studies in business and microfinance from Harvard Business School, Microfinance Institutions Management from the INCAE business school in Costa Rica, Boulder Microfinance course in Naropa University in Colorado, and a diploma in Microenterprise and Finance Design from The Reading University, UK. He has 20 years of experience working with different types of microfinance institutions, including cooperative banks for savings and loans, NGOs and specialized banks. He is also on the board of different international initiatives such as the Latin American and Caribbean forum for Rural Finance (FOROLAC), Truelift and the Social Performance Task Force.


Mike Warmington

Mike Warmington has worked in finance and microfinance for nearly 10 years. He is currently Microfinance Partnerships Manager for One Acre Fund, a social enterprise working with more than 250,000 farmers in East Africa. This external-facing role aims to build and manage relationships with financial service providers that enable them to increase the quality and availability of their services to smallholder farmers. Prior to One Acre Fund, Mike held various internal-facing, operational roles, most recently at MicroLoan Foundation, a tier 2 MFI operating in Malawi and Zambia. As Head of Operations, Mike helped to deliver substantial improvements in operational sustainability and efficiency as well as overseeing compliance with the introduction of new regulatory requirements from the Reserve Bank of Malawi. During this time, Mike was also a member of the senior management team and regularly attended board meetings at both group and subsidiary level, supporting the organisation’s governance across 3 countries. Before working in the financial inclusion sector, Mike spent 2 years as an analyst at Dexia Bank, a FrenchBelgium bank specializing in project finance. As part of the structured finance team he prepared due diligence and financial modelling and analysis for long term structured debt on UK infrastructure projects. 

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